Dubai - Sharikat Mubasher: Lean Technologies and Ziina launched the UAE’s first One-Tap Pay by Bank experience under the Open Finance framework, marking a significant step in the maturation of account-to-account payments in the region.

This capability combines Ziina’s consumer payment experience with Lean's Open Finance infrastructure, demonstrating how account-to-account payments can support increasingly seamless digital payment journeys, according to the official statement released today.

It will also enable Ziina users to securely connect their bank account once and make future wallet top-ups with a single tap - no re-entry of credentials, no redirect to a bank portal.

With the underlying infrastructure in place and regulation live, the focus of Pay by Bank in the UAE now shifts beyond one-time transactions to building a recurring, low-friction experiences that drive everyday usage.

Omar Hamada, Vice President of Sales at Lean, said: “Pay by Bank has been live in the UAE for some time, but until now, it has only been available as single instant payments. Working with Ziina, we've shown that the infrastructure is capable of supporting recurring, low-effort payment experiences, the kind that make a payment method genuinely part of how people pay every day. That is the direction the market is heading, and this is the first example of it.”

For his part, Talal Toukan, Co-Founder and Head of Engineering at Ziina, commented: “Working with Lean, we have been able to reduce friction in a way that makes managing and moving money feel more effortless for our users."

Lean Technologies and Ziina announced the launch of the UAE’s first live customer-initiated Open Finance payment experience in January under the Central Bank of the UAE’s (CBUAE) Open Finance framework. With this launch, Ziina becomes the first entity in the UAE to execute live Open Finance payments initiated by customers.