Riyadh - Sharikat Mubasher: The corporate sector in Saudi Arabia captured the largest share of bank loans at 54% during the first half (H1) of 2025, according to Naif Al-Ghaith, Chief Economist at Riyad Bank.
The real estate sector came in second place, accounting for 33% of total loans in H1-25, while individuals’ loans represented 15% of the total loans provided by banks, Al-Ghaith stated in an interview with Alarabiya Business.
He affirmed that these figures underscore the Kingdom’s efforts to promote private sector contributions to the national economy, in alignment with Vision 2030’s objectives.
Al-Ghaith further noted that the private sector currently represents over 50% of the gross domestic product (GDP), and the Kingdom plans to increase this percentage to 65% in the coming years.
Moreover, the latest bulletin by the Saudi Central Bank (SAMA) showed that individuals’ loans reached SAR 1.44 trillion in the third quarter (Q3) of 2025, compared to SAR 1.39 trillion in the previous quarter.
