Cairo – Sharikat Mubasher: Flend and Khazenly unveiled a strategic partnership to provide fast, flexible digital financing to e-commerce merchants in Egypt, with financing tickets of up to EGP 8 million.

Under the agreement, Flend, Egypt’s first licensed digital non-bank financial institution focused on SMEs, will offer tailored financing solutions to merchants operating on Khazenly’s logistics and fulfillment platform, according to a joint press release.

 The collaboration integrates financing directly into Khazenly’s ecosystem, allowing merchants to access capital using real-time sales, fulfillment, and shipping data.

The data-driven model enables more accurate credit assessments and financing aligned with merchants’ actual operational performance and growth potential. Merchants will be able to finance inventory, fulfillment, delivery, and working capital needs directly through the platform they already use to manage daily operations.

The financing process is fully digital end to end, with approvals possible within three days, electronic contracting, and no requirement for physical branch visits. Both companies stated that the partnership aims to address gaps in SME financing by moving away from traditional, fragmented lending models toward a more integrated and transparent approach.